First Coast Living

<body topmargin=0 leftmargin=0 marginheight=0 marginwidth=0> <table cellpadding=0 cellspacing=0 border=0><tr> <td valign="top" rowspan="2" width=175 BGCOLOR="#FFFFFF" TEXT="#080000" background="57cc8c83.jpg"> <div> <I><B><IMG SRC="5c18cad0.jpg" border=0 width="140" height="173" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></I></div> <div> <I><B>Norma S. Dray</B></I></div> <div> <FONT SIZE="3" COLOR="#006699" FACE="Arial" ><B>904-610-1200</B><A HREF="default.htm" TARGET="_top" TITLE="First Coast Living"><U><B><IMG SRC="59487170.jpg" border=0 width="135" height="23" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></U></A></FONT><A HREF="http://www.rpcservers.com/mls/mls_process.php?action=advanced_search&page_num=1&sort_order=asc&ri_email=normadray@vanguardgmac.com&agent_id=12126&office_id=vngd14&category=RES%7CRNT%7CCSL%7CCLE%7CLND%7CCND%7CINV&page_title=Featured%20Listings" TARGET="TRLX_Middle" TITLE="http://www.rpcservers.com/mls/mls_proces"><U><B><IMG SRC="59587170.jpg" border=0 width="135" height="23" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></U></A><A HREF=" http://www.rpcservers.com/mls/mls_process.php?action=detailed_search&ri_email=normadray@vanguardgmac.com&ids=12126" TARGET="TRLX_Middle" TITLE=" http://www.rpcservers.com/mls/mls_proce"><U><B><IMG SRC="59687170.jpg" border=0 width="135" height="23" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></U></A><A HREF="id3.htm" TARGET="_top" TITLE="Find A Dream Home"><U><B><IMG SRC="59787170.jpg" border=0 width="135" height="23" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></U></A><A HREF="id39.htm" TARGET="_top" TITLE="Testimonials"><U><B><IMG SRC="5a087170.jpg" border=0 width="135" height="23" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></U></A><A HREF="id4.htm" TARGET="_top" TITLE="Your Home Value"><U><B><IMG SRC="59887170.jpg" border=0 width="135" height="23" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></U></A><FONT SIZE="3" COLOR="#006699" FACE="Arial" ><A HREF="http://www.realtyproductions.com/mcalc.php" TARGET="TRLX_Middle" TITLE="http://www.realtyproductions.com/mcalc.p"><U><B><IMG SRC="59987170.jpg" border=0 width="135" height="23" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></U></A></FONT><A HREF="id21.htm" TARGET="_top" TITLE="Services"><U><B><IMG SRC="59a87170.jpg" border=0 width="135" height="23" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></U></A><A HREF="id15.htm" TARGET="_top" TITLE="Relocation"><U><B><IMG SRC="59b87170.jpg" border=0 width="135" height="23" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></U></A><A HREF="http://www.discoverflorida.info" TARGET="_blank" TITLE="http://www.discoverflorida.info"><U><B><IMG SRC="59c87170.jpg" border=0 width="135" height="23" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></U></A><A HREF="id17.htm" TARGET="_top" TITLE="Links"><U><B><IMG SRC="59d87170.jpg" border=0 width="135" height="23" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></U></A><A HREF="id40.htm" TARGET="_top" TITLE="Tips Reports"><U><B><IMG SRC="59e87170.jpg" border=0 width="135" height="23" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></U></A><A HREF="id6.htm" TARGET="_top" TITLE="Contact Me"><U><B><IMG SRC="59f87170.jpg" border=0 width="135" height="23" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></U></A></div> </td> <td valign="top" colspan=2 height=120 BGCOLOR="#FFFFFF" TEXT="#080000" bgproperties="fixed" background="57cc8c83.jpg"> <div> <IMG SRC="580235a0.jpg" border=0 width="1059" height="90" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></div> <div> <I><B>I speak fluent Tagalog & Kapampangan</B></I></div> </td> </tr><tr> <td valign="top" height=360 colspan=2 BGCOLOR="#FFFFFF" TEXT="#080000" bgproperties="fixed" background="57cc8c83.jpg"> <div> <I>First Coast Living</I></div> <div> <TABLE BORDER="0" CELLPADDING="2" CELLSPACING="1" WIDTH="750" BORDERCOLORLIGHT="#C0C0C0" BORDERCOLORDARK="#808080" FRAME="VOID" RULES="NONE" HSPACE="0" VSPACE="0" > <tR> <tD VALIGN=TOP HEIGHT= 272 WIDTH="483"><div> <IMG SRC="5c3c8790.jpg" border=0 width="200" height="121" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></div> <DIV ALIGN="LEFT"></DIV> <div> <B>First Coast Homes</B></div> <div> <B>Country Club Communities - Greater Jacksonville - Southside  Julington Creek - St. Johns County</B></div> <div> <B>Ponte Vedra Beach</B></div> <bR> <div> 2245 CR 210, Ste 108, Jacksonville, FL 32259.</div> <div> <B> </B><FONT SIZE="4" COLOR="#006699" FACE="Arial" ><B>904-610-1200</B></FONT></div> <div> <B>Business: 904-429-0240</B></div> </tD> <tD VALIGN=TOP><NOBR><div> <B><IMG SRC="5a2fa440.jpg" border=0 width="250" height="68" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></div> <bR> <div> <I><B>CUSTOMER SATISFACTION!</B></I></div> <bR> <div> <B>The two words that best describe</B></div> <div> <B>my business philosophy.</B></div> </NOBR></tD> </tR> </TABLE></div> <div> <TABLE BORDER="0" CELLPADDING="2" CELLSPACING="1" WIDTH="752" BORDERCOLORLIGHT="#C0C0C0" BORDERCOLORDARK="#808080" FRAME="VOID" RULES="NONE" HSPACE="0" VSPACE="0" > <tR> <tD VALIGN=TOP HEIGHT= 244 ><NOBR><div> <B>Whether Buyer Or Seller, You Can Expect . . .</B> </div> <div> <IMG BORDER="0" SRC="Symb075c00b700f099660000.png" HEIGHT="16" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">A<B> professional evaluation</B> of your real estate needs </div> <div> <IMG BORDER="0" SRC="Symb075c00b700f099660000.png" HEIGHT="16" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">An <B>objective partner</B> with real estate sales experience </div> <div> <IMG BORDER="0" SRC="Symb075c00b700f099660000.png" HEIGHT="16" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">An <B>attentive listener</B>, to ensure <B>your objectives</B> are met </div> <div> <B><IMG BORDER="0" SRC="Symb075c00b700f099660000.png" HEIGHT="16" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Attention to every detail</B> in the purchase and sale process </div> <div> <B><IMG BORDER="0" SRC="Symb075c00b700f099660000.png" HEIGHT="16" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Instant access</B> to our exclusive inventory of homes for sale </div> <div> <IMG BORDER="0" SRC="Symb075c00b700f099660000.png" HEIGHT="16" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">A professional who can <B>take you in the right direction</B></div> <bR> <div> <B>My Marketing Program Features . . .</B> </div> <div> <IMG BORDER="0" SRC="Symb075c00b700f099660000.png" HEIGHT="16" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">A <B>marketing approach</B> with an<B> innovative</B> eye </div> <div> <B><IMG BORDER="0" SRC="Symb075c00b700f099660000.png" HEIGHT="16" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Effective</B> market exposure to get <B>results</B> </div> <div> <IMG BORDER="0" SRC="Symb075c00b700f099660000.png" HEIGHT="16" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Targeting <B>National & International buyers</B> through my<B> affiliation with Vanguard Realty, Inc.</B></div> <div> <IMG BORDER="0" SRC="Symb075c00b700f099660000.png" HEIGHT="16" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">A listing guarantee <B>. . .</B> <B>My Service Pledge</B></div> </NOBR></tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 100 WIDTH="746"><div> <B>Norma S. Dray, </B><FONT SIZE="2" COLOR="#006699" FACE="Arial" ><B>REALTOR®</B></FONT></div> <div> <B>Vanguard Realty, Inc.</B></div> <div> 2245 CR 210, Ste 108, Jacksonville, FL 32259</div> <div> <B> </B><FONT SIZE="3" COLOR="#006699" FACE="Arial" ><B>Direct: 904-610-1200 Business: 904-429-0240</B></FONT></div> <div> <B>Toll Free: 877-334-3372</B></div> </tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 76 WIDTH="746"><bR> <div> Website Designed by:</div> <div> <A HREF="http://www.realtyproductions.com" TARGET="_blank" TITLE="http://www.realtyproductions.com"><U><IMG SRC="50b87140.jpg" border=0 width="135" height="20" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></U></A></div> <div> ©2000-09 Realty Productions Co.</div> <div> All rights reserved.</div> </tD> </tR> </TABLE></div> <bR> </td> </tr></table></body>